Governor of the CBN delivers a keynote on reviewing & repositioning of the banking sector to support the Nigeria economy

Recent developments in Nigeria’s economy highlight significant macroeconomic challenges. Factors like global shocks, domestic imbalances, and more have led to high inflation, inadequate foreign exchange, and other issues.

The removal of petrol subsidy and the adoption of a floating exchange rate aim to positively impact the economy. These measures should boost investor confidence, attract capital inflows, and stabilize the domestic currency in the medium term.

Despite global challenges, Nigeria’s financial sector shows resilience in 2023. However, a review of the banking industry is needed to ensure it can support the economy we are working towards. Capital adequacy is crucial, and banks will be directed to increase their capital.

A review of the payment services licensing framework is underway. The CBN will engage in extensive consultations to create a new regulatory framework suitable for the technology-driven payment services sector.

Addressing societal impact is crucial. We must envision a future where Nigerian youth have opportunities to pursue their ambitions. Women’s role in the economy is vital, and providing them with opportunities is key to Nigeria’s economic advancement.

We need robust frameworks for measuring the social impact of policies alongside macroeconomic indicators. Accurate data can lead to inclusive economic growth, improving the lives of citizens by focusing on access to food, shelter, healthcare, education, and skills training.

The Central Bank of Nigeria is committed to achieving monetary and price stability. The CBN will implement targeted policies, transparent market operations, and coordination between monetary and fiscal authorities for a stable exchange rate and controlled inflation.

Recognizing past challenges, the CBN will address institutional deficiencies, enhance corporate governance, and implement prudent policies under the new leadership. Investors and the business community can expect significant economic stability in the short-to-medium term.

As part of this refocus, the CBN has just approved the adoption of an explicit inflation-targeting framework to enhance the effectiveness of our monetary policy. The details and requirements for this framework are currently being finalized alongside the fiscal authorities.

New foreign exchange guidelines and legislation will be developed, and extensive consultations will be conducted with banks and FX market operators before implementing any new requirements.

Various sectors, including Agri-processing, Oil & Gas, Manufacturing, Fintech, and the Creative Industries, are expected to attract significant investments, providing opportunities for players in these expanding economic spaces.

The CBN will be repositioned as a catalyst for economic stability and growth, collaborating with stakeholders to create an enabling environment for sustained development. Instead of direct interventions, policies will support economic expansion.

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